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Risk Metrics Explained

Understanding risk metrics is essential for evaluating vaults. This reference explains each metric, how it’s calculated, and how to use it in your vault analysis.

Drawdown measures the decline from a vault’s peak value to its current or trough value. It answers: “How much could I lose from the top?”

Formula

Drawdown = (Peak Value - Current Value) / Peak Value × 100%

The largest peak-to-trough decline over a vault’s entire history. Max DD is the single best measure of worst-case loss.

Max DD Range Interpretation
0-10% Low risk — steady performance with limited downside
10-25% Moderate risk — normal for directional vaults
25-50% High risk — significant loss potential
50%+ Very high risk — extreme loss potential, possible strategy failure

How long the vault took to recover from its maximum drawdown. A vault that recovers quickly is preferable to one that remains underwater for months.

Duration Assessment
< 7 days Fast recovery, resilient strategy
7-30 days Moderate recovery, within normal range
30-90 days Slow recovery, concerning
90+ days Very slow, may indicate structural issues

Volatility measures how much a vault’s returns vary over time. Higher volatility means larger price swings — both up and down.

Formula

σ = √( Σ(Ri - R̄)² / N )

Where σ is standard deviation, Ri are individual period returns, R̄ is the average return, and N is the number of periods.

Volatility What it means
Low Steady, predictable returns. Lower risk, lower potential upside.
Moderate Normal trading range. Expect periodic swings.
High Large daily/weekly swings. Higher potential returns, higher risk of loss.

Compare a vault’s volatility to similar vaults. A vault with double the volatility of peers should deliver proportionally higher returns to justify the risk.

The percentage of trading periods (days or weeks) where the vault generated a positive return.

Formula

Win Rate = Positive Periods / Total Periods × 100%

Win Rate Assessment
60%+ Strong consistency — profitable most periods
45-60% Moderate — normal for directional strategies
Below 45% Low — strategy may be overly risky or poorly managed

Win rate alone is misleading. A vault with 40% win rate but huge winners and small losers can outperform a vault with 60% win rate and small winners but large losers.

The most useful way to compare vaults is to ask: “How much return do I get for each unit of risk I take?”

Formula

Return per Risk = APY / Max Drawdown

Ratio Assessment
> 3 Excellent — strong returns for the risk taken
1.5 - 3 Good — reasonable risk-adjusted performance
0.5 - 1.5 Moderate — returns barely compensate for risk
< 0.5 Poor — not worth the risk

The LP and DP grade system incorporates multiple risk factors:

Grade Risk Assessment
A Low risk — consistent performance across metrics
B Moderate risk — good but not exceptional
C Elevated risk — some metrics below threshold
D High risk — multiple metrics underperforming
F Very high risk — consistent underperformance

A vault with A grade in both LP and DP is generally lower risk than a vault with mixed or low grades — even if the lower-grade vault shows higher APR.

If you deposit in only one vault, you bear that vault’s full risk. Diversifying across multiple vaults reduces the impact of any single vault’s drawdown.

A vault where one or two depositors hold most of the TVL is risky. If a large depositor withdraws, it can destabilize the vault.

Top Depositor Share Risk Level
< 10% Low — well distributed
10-25% Moderate — some concentration
25-50% High — one whale controls significant TVL
> 50% Critical — vault depends on single depositor

High fees amplify losses. If a vault charges 30% performance fee, you lose 30% more on each down period — the fee is calculated on gross returns, so negative returns are magnified.

Metric What it tells you Target
Max Drawdown Worst-case loss scenario Under 25%
Drawdown Duration Recovery speed Under 30 days
Volatility Return consistency Moderate relative to peers
Win Rate Period profitability 45%+
Return per Risk Risk-adjusted value 1.5+
LP / DP Grade Overall quality signal B or higher
Depositor Concentration Single-whale risk Top depositor under 25%